Smart Credit Risk Management, Simplified

Data-Driven Insights for Confident Lending

Wiserfunding combines advanced analytics and financial expertise to transform complex risk into clear, actionable intelligence—so you can lend with precision and confidence.

  • Wiserfunding Solutions Wheel Origination for Lenders
  • Wiserfunding Origination Solution for Credit Risk Assessment. Wiserfunding Solutions Wheel

Tailored
solutions
for every
financial need

Experience the power of comprehensive data analysis

Tailored to Your Needs

Adapting to your
unique requirements

Our platform delivers unmatched flexibility – choose between our ready-to-deploy solution for immediate results, or customise every component to your exact specifications. The standard version provides a proven, battle-tested foundation covering 90% of use cases, while our configurable architecture lets you adapt scoring models, workflows, and reporting to your unique risk appetite and business processes.

Our platform offers exceptional versatility with both an out-of-the-box solution and the option for extensive customisation. Our standard solution is a robust, ready-to-use tool, meeting most client requirements. But the ability to configure the features means you can tailor the solution to your unique needs.

Extensive data pool

01

Advanced automation

02

Customisable to specific needs

03

Core Flexibility for Credit Risk management

Our platform provides comprehensive global coverage, with automated data sourcing for 70+ countries and flexible options to upload or integrate additional regional data. Wherever your operations are based, you’ll benefit from equally detailed, insightful intelligence across all markets.

We transform complex data into actionable insights with instant, interactive charts, graphs and tables. Our dynamic visualisations present information intuitively, enabling you to quickly identify trends, spot risks and make informed decisions with confidence.

Seamless integration with Codat and Validis gives instant access to up-to-date financial data. Taking out the need for manual data entry, our pre-built integration makes it easier and faster than ever to enrich your credit risk analyses.

Comprehensive coverage of the full credit lifecycle

Origination

Using advanced analytics and AI for more accurate credit assessments, our tool streamlines your customer onboarding process and helps you make faster, more informed lending decisions.

Portfolio
Management

Giving instant insight into the health and performance of your portfolio. Providing real-time data and analytics, our tool helps you monitor risk, identify growth opportunities and make the right decisions to manage your assets effectively.

Regulatory
Service

Tailored to ensure compliance with the ever-evolving financial regulations, our solution offers specialised support in adhering to the IFRS9 standard. Harnessing the power of advanced analytics and expert insights, our solution helps banks accurately forecast credit losses, improve risk management strategies and ensure transparent financial reporting.

Empowering Industry Leaders

Wiserfunding Credit Risk Assessment Platform helping Industry leaders

«Wiserfunding allows us to evaluate businesses based on growth potential, not just historical data.»

FI Capital about Wiserfunding - Wiserfunding allows us to evaluate businesses based on growth potential, not just historical data.

«As Wiserfunding starts to ingest real-time company performance, updating SME Z-score/BER, we are confident this will help our desire to support our clients growth ambitions.»

«Wiserfunding worked with us to build tailored LGD risk models so our risk function could easily become compliant , with new FCA regulations.»

Assetz Capital about Wiserfunding Credit Risk Assessment Platform - Wiserfunding worked with us to build tailored LGD risk models so our risk function could easily become compliant , with new FCA regulations