Wiserfunding is led by two financial experts renowned in the industry:

Professor Edward Altman, creator of the Altman Z-Score, a benchmark in bankruptcy prediction, and a distinguished academic with extensive experience in financial risk metrics.

Dr Gabriele Sabato, a global risk management expert with a proven track record at top financial institutions.

«Bringing in Wiserfunding’s independent and seasoned view helped us triangulate risk assessments, validate our thinking, and ultimately strengthen our confidence in the portfolio.

Having that third lens — objective, data-driven, and methodologically distinct — was of tremendous value to us.»

— Julian S. Schickel, Co-founder, Avellinia Private Capital

«Wiserfunding provides crucial third-party validation that helps us bypass the limitations of traditional rating agencies. These agencies often start with low ratings for smaller companies, assuming they are more vulnerable. Wiserfunding, however, enables us to demonstrate that while our borrowers may be smaller, they are not weaker. By combining our own data with Wiserfunding’s insights, we can clearly showcase the strength and potential of these businesses, allowing us to make better, more informed decisions in our underwriting process.»

— Michael McAdams, CEO of Pasadena Private Lending