Comprehensive
Credit risk evaluation
in seconds

Leveraging 70+ years of expertise and advanced AI, we excel at boosting portfolio performance with the most accurate data analysis and actionable insights

Connect with us to explore the first steps in enhancing your efficiency

Solutions for top-performing financiers

• Advanced Risk Modelling – Use AI models to accurately assess and manage credit risk, enabling better identification of top-performing assets

• Data-Driven Investment Insights – Leverage detailed analytics to guide investment decisions, improve stock selection, and optimise asset allocation for better returns

• Stress Testing and Scenario Analysis – Perform stress tests to assess how different economic conditions affect portfolio performance, enhancing risk mitigation strategies

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• Advanced Exporter Risk Assessment – Use AI models to precisely evaluate the creditworthiness of exporters and foreign buyers, enhancing decision-making

• Accurate Default Forecasting – Access detailed default probability scores to better predict defaults and manage exposure in export financing

• Tailored Risk Analytics – Benefit from customised analytics on industry, region, and company size to address specific international trade risks and optimise credit and insurance offerings

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• Advanced Borrower Risk Assessment – Apply AI-driven models to gain precise evaluations of borrower creditworthiness

• Accurate Loan Default Prediction – Use detailed default probability scores to more accurately forecast and manage loan defaults, allowing for better risk strategy adjustments

• Optimised Loan and Asset Management – Leverage detailed analytics to enhance asset and loan portfolio management, improving diversification and reducing risk for better overall portfolio performance

Leading Financial Experts

Wiserfunding is led by two financial experts renowned in the industry:

Professor Edward Altman, creator of the Altman Z-Score, a benchmark in bankruptcy prediction, and a distinguished academic with extensive experience in financial risk metrics.

Dr Gabriele Sabato, a global risk management expert with a proven track record at top financial institutions.

By combining academic knowledge with practical experience, our team is equipped to overcome challenges and provide effective, insightful solutions.

AI-powered system

Gain immediate access to the most up-to-date data, helping you make quick and informed lending decisions with confidence

Retrieve accurate financial records in seconds, streamlining your evaluation process and enabling faster and more informed decisions

Access a wide range of detailed data from 45+ countries, providing you with a complete understanding of each borrower’s risk profile

Enjoy a user-friendly interface that makes it easy to navigate data, so you can focus on assessing risks rather than managing complex systems.

Trusted by

“We get data in 15 seconds that banks and credit bureaus don’t, and the integration with our credit analytics enables us to make good, fast lending decisions”

PLAYTER

“Wiserfunding gives us a complete and uniform tool for analysis that should be the industry standard. It blows away anything I’ve seen for credit reporting for SMEs.”

Lenderwize

“Wiserfunding worked with us to build tailored LGD risk models so our risk function could easily become compliant with new FCA regulations.”

Assetz Capital