Regulatory

Navigate the compliance landscape with confidence.

Wiserfunding’s Regulatory Solution helps you seamlessly integrate compliance into your strategy.

Regulatory

Navigate the compliance landscape with confidence.

Wiserfunding’s Regulatory Solution helps you seamlessly integrate compliance into your strategy.

Streamlined
compliance

Streamlined compliance

Regulation compliance built in from the outset

Integrating all levels of regulation and red tape

For a simpler way to accommodate regulation into your strategy

Automated
compliance

Automated compliance

Using tech to run continuous compliance checks

Optimised provisioning in-built

For a faster, more efficient way to ensure compliance

24/7
compliance

24/7 compliance

Using AI to constantly scan changing regulatory environment

Instantly accommodating changing directives

Giving you confidence your portfolio is always compliant

Key features of our
Regulatory Solution

Key features of our
Regulatory Solution

01
Simulated ICAAP-compliant stress-testing scenarios to test the resilience of your portfolio under different market conditions
01
Inbuilt AI technology to constantly adjust to evolving regulatory environment
02
Automated, in-built compliance checks to save hiring in-house advisors
03
Integrated custom risk IFRS9-compliant models
01
Generate reports covering key risk metrics that are always fully regulation-compliant

01
SaaS solution for seamless integration with your existing systems, for minimal disruption

Take the headache out of compliance and feel confident your portfolio always adheres to the rules.

Streamline processes

Make faster decisions in full confidence that our solution keeps you in line with the latest regulations.

Automate vetting and checking procedures with a platform that integrates into your existing processes.

Build compliance into your strategy from the outset.

Plan smarter

Concentrate on the strategic decisions, leaving us to deal with the regulatory stuff.

Test the resilience of your portfolio under a range of market conditions by subjecting it to simulated ICAAP-compliant scenarios.

Use our solution to help you adhere to the rules and gain a better sense of your position in the market.

Easier reporting

Generate fully compliant reports at the click of a button – incorporating all key metrics and presented with clear, arresting visuals.

Improve transparency within your organisation with tools that offer clear, straightforward explanations.

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BOOK A DEMO?

Why Wiserfunding?

Why Wiserfunding?

70+ years’ expertise
Founded by leading authorities
in field of credit risk

AI and machine learning
built into solution to speed
data processing

More data
sorted than any of our
competitors for richer insights

Proprietary models
that are constantly enriched
through machine learning

30% more accurate
risk profiles than
market standard

Live financial data
from open banking
and accounting systems

SaaS solution
for easy integration
with existing programmes

Instant value
Delivering insights from
moment you log in

Customisable elements
for a product that suits
your risk appetite

FAQs

Wiserfunding is a cutting-edge predictive analytics platform specialising in credit risk assessment for SMEs. Our platform leverages advanced algorithms and data analytics to provide real-time insights into the creditworthiness of potential borrowers. By analysing a diverse range of data sources, Wiserfunding helps lenders and financial institutions make faster and more accurate credit decisions.

We stand out due to our exclusive focus on SMEs. Our solutions are tailor-made to address the unique challenges and complexities of this sector. We offer granular and timely risk insights, including standardised risk metrics across multiple geographies, setting us apart from traditional credit risk assessment providers.

Wiserfunding’s platform is designed for organisations worldwide that engage with SMEs. Our adaptable solutions can be fine-tuned to support a spectrum of industries. Regardless of your company’s location or sector, our technology can be tailored to meet your unique business needs.

Wiserfunding helps streamline credit risk management by providing predictive risk assessments, real-time analytics, and regulatory compliance support. Our platform speeds up underwriting processes, enhances risk models, and ensures efficient portfolio management, ultimately reducing defaults and improving overall financial performance.

Wiserfunding integrates a comprehensive database of financial and non-financial data sources, including publicly available information, up-to-date financial statements, industry-specific data, corporate governance, social media engagement, legal events and macro-economic data. Our models continuously update to provide accurate and up-to-date credit risk insights.

We offer highly customisable risk models tailored to your specific business needs. We provide seamless integration with common lending platforms, such as nCino, and extensive post-sales support and training to ensure a smooth transition.

Yes! Wiserfunding helps you stay compliant with financial regulations in different jurisdictions. A typical use case is for IFRS9 calculations. We are committed to ensuring that our solutions align with the ever-evolving regulatory landscape, providing you with peace of mind in your credit risk assessment processes.

We provide in-depth post-sales customer support and offer training sessions to help your team use our platform effectively. Our dedicated support team is readily available to address any queries or issues you may encounter.

Pricing for Wiserfunding’s solutions may vary based on your specific requirements and the scale of your operations. We offer flexible pricing models, including plans that can scale with your business and additional professional services. Our goal is to ensure that our pricing structure aligns with your business’s needs and budget.

Certainly, we have a range of case studies and customer references available upon request. These resources provide real-world examples of how WiserFunding has helped businesses like yours achieve better credit risk management, reduce defaults, and improve their financial performance.

Feel free to reach out to our team for more detailed information or to request specific case studies and references tailored to your industry or use case.

TRUSTED BY:

“We get data in 15 seconds that banks and credit bureaus don’t, and the integration with our credit analytics enables us to make good, fast lending decisions”

PLAYTER

“Wiserfunding gives us a complete and uniform tool for analysis that should be the industry standard. It blows away anything I’ve seen for credit reporting for SMEs.”

Lenderwize

“Wiserfunding worked with us to build tailored LGD risk models so our risk function could easily become compliant with new FCA regulations.”

Assetz Capital