Origination

Drive confident lending decisions and improve origination with unparalleled insights.

Wiserfunding’s Origination Solution
helps you find, screen and assess potential customers more easily, quickly and effectively than ever before.

Wiserfunding Origination Solution for Credit Risk Assessment. Wiserfunding Solutions Wheel
Wiserfunding Origination Solution

Richer profiles

Richer profiles

Processing up to 800 data inputs per company in less than 8 seconds

Drawing on financial, non-financial and macro-economic data

Using open accounting for up-to-date financials

Creating the most comprehensive company profile every single time

Immediate understanding

Immediate understanding

Translating complex data into clear charts and graphs

Using cutting-edge tech to deliver instant insights

Helping you make informed decisions in seconds

Unrivalled accuracy

Unrivalled accuracy

Proven 30% more accurate risk profiles than market standard

Enabling precise predictions of trends or patterns in company performance

For confident scaling of your operations

Key features of our Origination Solution

Key features of our
Origination Solution

01
We analyse a vast range of financial, non-financial, and macroeconomic data for each company profile.
02
Our platform processes up to 800 data inputs per company for precise Credit Risk Analysis.
03
Get lightning-fast results to speed up origination decisions.
04
Access a detailed and accurate view of your target company when you need it.

01
Built-in AI and machine learning for faster, more efficient Credit Risk Analysis.
02
SaaS solution ensures easy integration with minimal disruption to your systems.
03
Fully configurable to match your specific needs.
04
Gain instant value with our intelligent and intuitive platform, improving origination decisions.

01
Access up-to-date financial data for precise Credit Risk Analysis.

02
Get real-time insights to support faster lending decisions.
03
Seamless integration with Codat and Validis for open accounting data.
04
Build an accurate risk profile using current data, not just filed accounts, for better origination.

01
Leverage comprehensive risk models created by our Co-Founders, Professor Edward Altman and Dr. Gabriele Sabato.
02
Benefit from continuous AI-driven model enhancements for improved accuracy.
03
Gain deeper insights with superior Credit Risk Analysis to support better origination decisions.

01
Clear visual graphs and charts to help you spot trends in performance
02
Compare to industry benchmarks
03
Better predict company growth, decline or overall risk exposure
04
Make more smarter, faster decisions based on a more holistic understanding

Wiserfunding Credit Risk Analysis Extensive Data Sources for Accurate Results

Screen faster

Our platform automatically screens every prospect, removing the manual work from the assessment process.

With clear, easy-to-understand graphs and charts, you can quickly grasp the company’s performance.

Seamlessly integrated into your systems, our platform enhances your Credit Risk Analysis. It streamlines origination, making your processes more efficient and your job easier.

Wiserfunding Credit Risk Asessment Solutions
Wiserfunding Credit Risk Asessment Solutions

Predict defaults

Gain a clearer view of company performance by analysing both past and future trends to identify patterns and potential risks.

Spot market trends or track economic cycles to better understand a company’s vulnerability.

Simulate different scenarios to assess a company’s resilience and improve your Credit Risk Analysis and origination decisions.

Informed decisions

Build a more accurate company profile using live financial data accessed in real time, not outdated filed accounts.

Get a complete 360-degree view of every company, drawing from a wide range of data—financial, non-financial, and macro-economic.

Make confident Credit Risk Analysis and origination decisions with 30% more accurate risk profiles.

Wiserfunding Credit Risk Asessment Solutions

Lend more

Speed up the approval process and automate laborious manual tasks.

Discern real from perceived risk and feel confident you will never again reject another company that is ripe for investment.

Spot approaching threats and take early measures to mitigate them.

Scale operations quickly and easily.

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Why Wiserfunding?

Why Wiserfunding?

70+ years’ expertise
Founded by leading authorities
in field of credit risk

AI and machine learning
built into solution
to speed data processing

More data
sorted than any of our competitors for richer insights

Proprietary models
that are constantly enriched through machine learning

30% more accurate
risk profiles than market standard

Live financial data
from open banking
and accounting systems

SaaS solution
for easy integration
with existing programmes

Instant value
Delivering insights
from moment you log in

Customisable elements
for a product that
suits your risk appetite

FAQs

Wiserfunding is a leading platform for Credit Risk Analysis. We use advanced data analytics to assess the creditworthiness of potential borrowers in real time. Our platform helps lenders and financial institutions improve origination by making faster, more accurate credit decisions. By analysing multiple data sources, we provide clear insights that reduce risk and enhance confidence in lending.

Our solutions are designed to tackle the unique challenges of this sector. We provide accurate and timely Credit Risk Analysis, including standardised risk metrics across multiple geographies. This gives lenders deeper insights and improves origination, making us a better choice than traditional risk assessment providers.

Wiserfunding’s platform supports organisations worldwide. Our flexible solutions adapt to various industries, ensuring accurate Credit Risk Analysis. No matter of your location or sector, our technology can be customised to fit your business needs and improve origination processes.

Wiserfunding simplifies Credit Risk Analysis with predictive assessments, real-time analytics, and regulatory support. Our platform accelerates underwriting, improves risk models, and enhances origination. This helps reduce defaults, optimise portfolio management, and boost financial performance.

Wiserfunding combines combines financial and non-financial data for precise Credit Risk Analysis. We integrate financial statements, industry data, corporate governance, legal events, social media, and macroeconomic trends. Our models update continuously, ensuring accurate and timely insights to support better origination decisions.

We provide highly customisable risk models highly customisable risk models designed to meet your specific business needs.

Our platform integrates seamlessly with popular lending systems like nCino. Plus, we offer extensive post-sales support and training to ensure a smooth transition, enhancing your Credit Risk Analysis and origination process.

Yes!

Wiserfunding helps you stay compliant with financial regulations across various jurisdictions, including IFRS9 calculations.

Our solutions are designed to align with the constantly changing regulatory landscape, giving you peace of mind in your Credit Risk Analysis and origination processes.

We offer comprehensive post-sales support and training post-sales support and training to ensure your team uses our platform effectively.

Our dedicated support team is always available to assist with any queries or issues, ensuring a smooth experience for your Credit Risk Analysis and origination needs.

Pricing for Wiserfunding’s solutions varies based on your specific needs and the scale of your operations.

We offer flexible pricing models that can scale with your business, along with additional professional services. Our goal is to ensure our pricing structure aligns with your business’s budget and supports your Credit Risk Analysis and origination requirements.

Certainly, we have a range of case studies and customer references available upon request.

These resources showcase real-world examples of how Wiserfunding has helped businesses improve Credit Risk Analysis, reduce defaults, and enhance financial performance, making origination decisions more accurate and reliable.

Feel free to reach out to our team for more detailed information or to request specific case studies and references tailored to your industry or use case.

Trusted by Industry leaders:

“Wiserfunding allows us to evaluate businesses based on growth potential, not just historical data.”

FI Capital

“As Wiserfunding starts to ingest real-time company performance, updating SME Z-score/BER, we are confident this will help our desire to support our clients growth ambitions.”

TradeRiver

“Wiserfunding worked with us to build tailored LGD risk models so our risk function could easily become compliant , with new FCA regulations”

Assetz Capital