Wiserfunding and Nimbla Sync
Nimbla Sync helps SMEs understand invoice risk by providing robust solutions to mitigate the financial risks.
Detailed Insight
Automated monitoring
Wiserfunding’s credit risk intelligence provides Nimbla Sync with detailed insights into the financial health of your debtors allowing you to foresee potential insolvency risks and enabling you to take pre-emptive measures to safeguard your interests
Tailor Your Payment Terms
Configurable platform
With the intelligence provided by Wiserfunding, Nimbla Sync lets you tailor your payment terms based on the risk profile of each debtor, optimising your cash flow while minimising risk exposure
Predictive Analytics
Live data
Using predictive analytics and financial health indicators, you can match the risk profile of each debtor. This capability allows for more nuanced financial decision-making, optimising cash flow and enhancing the overall financial stability of the business.
Key features of our
Portfolio Solution
Key features of our
Portfolio Solution
MONITORING
Wading through data for the dreaded quarterly review?
Struggling to stay one step ahead?
Wading through data for the dreaded quarterly review?
Struggling to stay one step ahead?
Wading through data for the dreaded quarterly review?
Struggling to stay one step ahead?
Our platform will automatically monitor a suite of portfolios, giving you a deeper understanding and the most accurate insights at the click of a button.
Incorporating more than 75 geographic and sector-specific models
Automated continuous monitoring to flag issues when they arise
Bold graphs and charts to help you spot trends and patterns and take appropriate action
Benchmarks from industry or geographical sectors to help gauge your portfolio’s performance and spot patterns and trends
Scenario modelling for stress-testing and IFRS9
Instant overview and deep granular understanding of your portfolio at your fingertips
Stop wasting time and resources and choose a smarter solution!
Adjustable risk parameters to fit your risk tolerance
Automated assessment of every alert that comes in
Flagging only those alerts that fall outside your risk appetite
ALERTS
Bombarded by portfolio alerts?
Struggling to cut through the noise?
Bombarded by portfolio alerts?
Struggling to cut through the noise?
Bombarded by portfolio alerts?
Struggling to cut through the noise?
Our solution lets you tailor alerts to only notify you when the risk profile changes, cutting out unnecessary distraction.
Free your analysts to focus where it matters!
DEBTOR INSOLVENCY
Utilising Wiserfunding’s credit risk intelligence through Nimbla Sync can significantly reduce the risk of debtor insolvency
Spending hours collating reports?
Need bespoke reports for different audiences?
Spending hours collating reports?
Need bespoke reports for different audiences?
Our partnership allows you to produce accurate, insightful reports in seconds.
Nimbla Sync offers detailed risk assessment offering a deep dive into the financial stability of debtors
Analysing creditworthiness using historical financial data, current financial status, and potential future risks enables SMEs to understand the financial health of the debtors better
Utilising advanced algorithms and machine learning, Wiserfunding’s credit risk intelligence predicts the likelihood of insolvency or financial distress of debtors in the future
These predictive insight allows businesses to make informed decisions on credit terms and manage their exposure to risky debtors
REPORTING
Spending hours collating reports?
Need bespoke reports for different audiences?
Spending hours collating reports?
Need bespoke reports for different audiences?
Spending hours collating reports?
Need bespoke reports for different audiences?
With our solution you can produce accurate, insightful reports in seconds.
Incorporating key risk metrics like: Probability of Default, Loss Given Default, SME Z score and Bond Rating Equivalent
Incorporating benchmarks by sector and country
Always regulation-compliant
Generated on demand whenever you need it
Take out the legwork of report-writing and get a consolidated view of your portfolio in an instant!
Nimbla Sync allow you to understand the risk level and mitigate potential exposure through Wiserfunding’s credit risk intelligence
Translating raw data into accessible formats and consumable charts
Evaluate financial stability by reviewing indicators such as cash flow, profitability, and debt levels
Review the debtor’s credit score and utilise Wiserfunding’s credit risk intelligence for faster decision making
SHORT OR LONG PAYMENT TERMS
Leverage Wiserfunding’s insights on a debtor’s financial health and risk level
Relying on filed records for risk profiles?
Using financial data that is already old news?
Relying on filed records for risk profiles?
Using financial data that is already old news?
Make informed decisions on payment terms that balance risk with business relationships
Codat/Validis integration to access live financial data for real-time insights
Connection to open banking and accounting systems for live data
Collating vast quantities of data – 800 data points for each SME profile
Translating raw data into accessible formats and consumable charts
DATA
Relying on filed records for risk profiles?
Using financial data that is already old news?
Relying on filed records for risk profiles?
Using financial data that is already old news?
Relying on filed records for risk profiles?
Using financial data that is already old news?
Our solution uses live data for up-to-the-second accuracy.
Make better decisions in full confidence they are based on real-time assessments!
Understand invoice risk
Pulling data from a variety of sources, Nimbla Sync helps SMEs understand invoice risk by providing robust solutions to mitigate the financial risks they face, particularly the threat of debtor insolvency.
Understanding that 30% of SMEs cite late payments as a significant hurdle, our collaboration stands as a testament to our commitment to addressing this challenge head-on. Through this partnership, we equip your business with the knowledge to stay ahead of risks and ensure financial health.
WANT TO
BOOK A DEMO?
Why Wiserfunding?
Why Wiserfunding?
70+ years’ expertise
Founded by leading authorities
in field of credit risk
AI and machine learning
built into solution to speed
data processing
More data
sorted than any of our
competitors for richer insights
Proprietary models
that are constantly enriched
through machine learning
30% more accurate
risk profiles than
market standard
Live financial data
from open banking
and accounting systems
SaaS solution
for easy integration
with existing programmes
Instant value
Delivering insights from
moment you log in
Customisable elements
for a product that suits
your risk appetite
FAQs
Wiserfunding is a cutting-edge predictive analytics platform specialising in credit risk assessment for SMEs. Our platform leverages advanced algorithms and data analytics to provide real-time insights into the creditworthiness of potential borrowers. By analysing a diverse range of data sources, Wiserfunding helps lenders and financial institutions make faster and more accurate credit decisions.
We stand out due to our exclusive focus on SMEs. Our solutions are tailor-made to address the unique challenges and complexities of this sector. We offer granular and timely risk insights, including standardised risk metrics across multiple geographies, setting us apart from traditional credit risk assessment providers.
Wiserfunding’s platform is designed for organisations worldwide that engage with SMEs. Our adaptable solutions can be fine-tuned to support a spectrum of industries. Regardless of your company’s location or sector, our technology can be tailored to meet your unique business needs.
Wiserfunding helps streamline credit risk management by providing predictive risk assessments, real-time analytics, and regulatory compliance support. Our platform speeds up underwriting processes, enhances risk models, and ensures efficient portfolio management, ultimately reducing defaults and improving overall financial performance.
Wiserfunding integrates a comprehensive database of financial and non-financial data sources, including publicly available information, up-to-date financial statements, industry-specific data, corporate governance, social media engagement, legal events and macro-economic data. Our models continuously update to provide accurate and up-to-date credit risk insights.
We offer highly customisable risk models tailored to your specific business needs. We provide seamless integration with common lending platforms, such as nCino, and extensive post-sales support and training to ensure a smooth transition.
Yes! Wiserfunding helps you stay compliant with financial regulations in different jurisdictions. A typical use case is for IFRS9 calculations. We are committed to ensuring that our solutions align with the ever-evolving regulatory landscape, providing you with peace of mind in your credit risk assessment processes.
We provide in-depth post-sales customer support and offer training sessions to help your team use our platform effectively. Our dedicated support team is readily available to address any queries or issues you may encounter.
Pricing for Wiserfunding’s solutions may vary based on your specific requirements and the scale of your operations. We offer flexible pricing models, including plans that can scale with your business and additional professional services. Our goal is to ensure that our pricing structure aligns with your business’s needs and budget.
Certainly, we have a range of case studies and customer references available upon request. These resources provide real-world examples of how WiserFunding has helped businesses like yours achieve better credit risk management, reduce defaults, and improve their financial performance.
Feel free to reach out to our team for more detailed information or to request specific case studies and references tailored to your industry or use case.
TRUSTED BY:
“We get data in 15 seconds that banks and credit bureaus don’t, and the integration with our credit analytics enables us to make good, fast lending decisions”
“Wiserfunding gives us a complete and uniform tool for analysis that should be the industry standard. It blows away anything I’ve seen for credit reporting for SMEs.”
“Wiserfunding worked with us to build tailored LGD risk models so our risk function could easily become compliant with new FCA regulations.”
