Who we are

Wiserfunding Limited (“we”, “us” or “our”) are a company registered in England with company number 10149809. Our registered office is at 2nd Floor Regis House, 45 King William Street, London, United Kingdom, EC4R 9AN. We are also registered with the Information Commissioner’s Office with registration number: ZA5244985.

We specialise in assessing the credit risk of small and medium enterprises (“SMEs”). We do not assess private individuals, but only companies based on public data. Our risk assessment does not affect your personal credit score or that of your business.

General conditions

The information and materials contained in the Website (“Content”) is for general information only, and we provide it as it becomes available. We take reasonable care to check that the Content is accurate and complete before we publish it on the Website. However, we cannot guarantee that the Content will be accurate, available, complete or fit to any particular purpose. This is because we get out information from a number of sources and also because of the issues involved with providing information over the Internet. We do not guarantee that the Content is free from viruses, or that you will always be able to use the Website without any interruption or error. If you download any Content to your computer or take the Content from the Website in any other way, you do so at your own risk.

We cannot provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the Content. We exclude liability for any inaccuracies, service failures or errors to the fullest extent permitted by law. The Content is not intended as advice or to be relied upon by you in any way, including as the basis for making or not making any decision, and you should obtain your own independent financial, accounting, tax and/or legal advice concerning your activities in connection with the Content.

Nothing in these Terms shall seek to exclude or limit liability for death or personal injury or any other liability that cannot be lawfully excluded or limited.

Any reference to any third party sites, links, services or information via the Website does not constitute any recommendation, advice, endorsement or publication by us and we are not responsible for any such sites, links, services or information provided by any third party.

Limitations of what we offer

The Content, the Website and any potential risk assessment information we provide (the “Services”) are intended for your own business-related purposes only. We do not provide debt counselling or debt advice. If you’d like support in this area, we suggest you contact Business Debtline. We cannot guarantee that our Service will be successful for you, neither are we obliged to provide our Service to you. Our Service is based on information from third parties over which we have no control, and may contain inaccuracies or errors. Where you have not made us aware of your specific needs, it is your responsibility to ensure that any recommendations made through the Services meets your requirements. Content and information provided as part of the Services may not be timely or correct, and will change without notice, meaning that it is for your general information and use only.

Access to the platform

We may provide part or all of the Services by granting you access to the Wiserfunding Platform (the “Platform”), which allows you to access risk assessment information in relation to SMEs. Where we provide the Services via the Platform, we will provide you with terms and conditions in relation to the use of the Platform.

Our intellectual property

We or our licensors own all the rights to all the Content contained and to the Website. You recognise that unless otherwise stated in writing we do not grant you any intellectual property rights in relation to the Website, the Content or Services, which include copyright, database rights, our trademarks, domain names, design rights and patents.

Your privacy

We take your privacy very seriously. Any personal information you give to us or we collect from you when you use the Website will only be used in accordance with our Privacy Policy.

We may send any notices to you by email to the address provided when you register with the Website, or otherwise as updated by you. You agree that we may send you notices via email or via alerts.

Other terms

We reserve the right to make changes to the Content, the Website and these Terms at any time. By using the website after we make changes to it, you are agreeing to the changes.

These Terms are governed and will be interpreted in accordance with English law and we both agree to submit to the jurisdiction of the English courts to settle any dispute that might arise.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain enforceable. Failure to exercise or enforce rights or provisions shall not constitute a waiver.

Contact Us

If you have any questions, please see the Contact Us section of the Website or email us at [email protected]. We will get back to you as soon as we can.